Commercial Property Loan

Invest in a property where your healthcare business can grow.

Commercial space for your practice, We can help bring your vision to life.

We streamline the process of buying property for medical, dental and vet practices, with flexible options that fit your needs.

It’s important to create a practice that reflects your unique approach to patient health and wellbeing. When the time is right to invest in your own financial future, and stop paying a landlord, we help make it a reality. For approved applicants, we can lend up to 100% of the purchase price, without requiring additional security¹

Design and construct your ideal practice rooms from scratch

We know that sometimes the perfect building doesn’t exist in the perfect location. Medfin’s Construction Loan is for when you want to custom design a space to suit the needs of your practice and your patients.

To help with cashflow, you can access up to 12 months of interest only payments, on the loan during construction. And because your practice is more than just the building, you can combine with Medfin’s Fitout or Asset Finance to match assets to the right loan, creating the rooms you want.

  • Owner occupied practice property

  • Borrow up to 100% of the property purchase price²

  • No annual fee³

  • Loans up to 15 years

  • Fixed and variable interest rate options

  • Principal + Interest and Interest Only¹ repayment options available

  • Line of credit available⁴

  • Annual interest in advance option available⁵

Specialist commercial property loans designed for your own practice

We find the right financial solution for thousands of doctors, dentists, vets, and allied health professionals every year. When it’s time to buy a property for your practice, our finance specialists can help to make it happen.

Let’s chat about how our tailored approach is all about you.

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Frequently asked questions

Can Medfin fund the GST on my property?

Yes, and then you’ll claim it back.

Can Medfin help me find a property?

We work with a variety of practice property specialists who help you source a property and negotiate on the price. You can also check out the Medfin Classifieds to connect with sellers or their agents directly

How long will this take?

Just like buying a home, we’ll need to navigate different searches, due diligence valuations and legal requirements, so times can vary.

How does a construction loan work?


What’s a quantity surveyor?

A quantity surveyor, or QS, is a person who calculates the amount of materials needed for building work and the total cost.  They work to ensure the project stays within budget, and each stage is completed to plan.  This supports both you and Medfin during the construction project.

Do I need a specialist builder?

No, you can choose your own builder. But a builder with knowledge and experience of healthcare practices and construction, can save you time and money. Experienced builders understand specific needs of your patient and staff flow, gas and water pipes, walls for imaging, and the importance of sterile spaces. And just like a specialist financier, they understand your work day, your team and your business.

What is Medfin's Commercial Property Loan Target Market Determination?

Read more about Medfin Commercial Property Loan Target Market Determination.

Important information

Available for owner occupied practice property. 1. Approved customers only.  2. Provided eligibility criteria are met.  3. Other fees & charges may apply.  4. Only available on variable rate loans. 5. Only available on fixed rate.

All facilities with Medfin and National Australia Bank Limited are subject to eligibility criteria, credit assessment and approval. Terms & conditions, fees & charges apply (available upon request).

Because we do not know your personal objectives, please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information on this website, please seek independent financial and tax advice.